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The PSLF Program is intended to encourage individuals to enter and continue to work full-time in public service jobs.Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers.The length of the term is always based on the size of the loan.A Standard Repayment Plan may be in your best interest if you want to pay off your loans as soon as possible, you have less than 30 years on your term, you have a higher income (i.e., you don't qualify for income-based repayment), or if you have little student loan debt.
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If you need to make lower monthly payments, this plan may be for you.Eligible Loans Include: Direct Subsidized & Unsubsidized Loans, Subsidized & Unsubsidized Federal Stafford Loans, and all PLUS Loans.
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If you make three voluntary, on-time, full monthly payments before consolidating, you can choose from any of the repayment plans available to Direct Consolidation Loan borrowers.… continue reading »
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