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Make sure to think through carefully--without the pressure from the debt collector--whether ving the collector post-dated checks is right for you.

This means that after you give a post-dated check to a creditor, he ould deposit that check at any time and might receive payment for it if there are funds in the account to cover it.If you are going to use post-dated checks, therefore, you might consider giving your bank several day's notice about it--including the check numbers you will use--before you hand the check(s) to your creditor.This entailed verifying employment records, a person's education, gaps in employment history, a person's identity and address, their credit worthiness, and whether they had a criminal record.These checks were especially important for jobs that require a high degree of security, such as with a school or financial institution.Demanding post-dated checks is a common practice for debt collectors.

If you agree to their demand, it will legally bind you to a payment plan you may not be able to support over the long-term.Debt collectors usually offer debtors the option of using post-dated checks, but before you do you should know what your legal responsibilities.The legal definition of a check as defined by the Universal Commission Code (UCC) is a "draft payable on demand and drawn on a bank" (subsection 3-104).He holds a Bachelor of Arts in music from Brown University.Postdating a check refers to writing a check but putting a future date on the check instead of the date that the person writes the check.In today's day and age, background checks are becoming a useful tool for individuals.